Enterprise solutions · Banking and payments
Software development for banks and payment companies
We build custom software for banks, lenders and payment companies: lending and credit platforms, payment and transaction infrastructure, reconciliation, controlling and regulatory reporting. It runs next to your core banking system rather than instead of it, and you own the code.
Solutions in this area.
- Enterprise platforms · Banking
SME loan management system for banks
Custom SME loan management system for banks: application intake, credit workflow, collateral, servicing and regulatory reporting, integrated with your core banking.Read the page - Enterprise platforms · Banking
Commercial loan origination system
Custom commercial loan origination system: deal pipeline, facility structuring, credit memos and committee approval, with handoff to servicing and your core banking.Read the page - Enterprise platforms · Banking
Credit approval workflow and delegated authority software
Custom credit approval workflow software for banks: delegated authority matrix, four-eyes review, committee routing, SLA timers and a reproducible decision log.Read the page - Enterprise platforms · Banking
Collateral and guarantee management system
Custom collateral and guarantee management system for banks: security register, valuations, charge status, insurance, guarantor links and loan-to-value monitoring.Read the page - Enterprise platforms · Banking
ISO 20022 payment hub development
Custom ISO 20022 payment hub for banks and payment companies: message mapping, validation, routing, orchestration, exceptions and reconciliation across rails.Read the page - Enterprise platforms · Banking
Real-time payments integration (FPS, instant payments, QR)
Real-time payments integration for banks and fintechs: connect to instant payment schemes and QR with proxy lookup, 24/7 posting, fraud checks and reconciliation.Read the page - Enterprise platforms · Banking
Transaction monitoring system development
Custom transaction monitoring system for banks and payment firms: AML scenarios, alert scoring, case management, STR filing and model governance.Read the page - Digital product engineering · Banking
Core banking integration and API layer
Core banking integration and API layer development: anti-corruption layer, event streaming, API gateway and batch adapters for legacy cores.Read the page - Enterprise platforms · Banking
Reconciliation engine for banks and payment firms
Custom reconciliation engine for banks and payment firms: nostro, card and payment matching, many-to-many rules, break management and an audit trail.Read the page - Digital product engineering · Banking
Corporate and SME banking portal development
Custom corporate and SME banking portal: payments and file upload, approvals, entitlements, statements, trade requests and ERP connectivity for business clients.Read the page - Digital product engineering · Banking
Digital SME loan application portal and app
Digital SME loan application portal and app for banks and lenders: guided applications, consented data pull, document upload, e-signature and a live status tracker.Read the page - Digital product engineering · Banking
Mobile banking app development
Mobile banking app development for banks and fintechs: secure accounts, payments, cards and QR, biometric login, push alerts and a release process regulators accept.Read the page - AI/ML engineering · Banking
AI credit scoring for SME lending
AI credit scoring for SME lending: cash-flow models, explainable decisions, fairness testing, governance and monitoring inside your loan origination workflow.Read the page - AI/ML engineering · Banking
Real-time payment fraud detection
Real-time payment fraud detection for banks and fintechs: risk scoring in the payment flow, mule and network detection, case management and feedback loops.Read the page - AI/ML engineering · Banking
AI document processing for banks
AI document processing for banks: extract data from KYC documents, bank statements and financial statements, with confidence scores, human review and an audit trail.Read the page - AI/ML engineering · Banking
GenAI copilot for credit memos and relationship managers
GenAI copilot for credit memos and relationship managers: grounded drafting from the credit file, cited sources, analyst control, private hosting and audit logs.Read the page - Enterprise platforms · Banking
Treasury and liquidity management system
Custom treasury and liquidity management system for banks: cash positioning, liquidity gap, LCR and NSFR inputs, FX exposure, transfer pricing and limits.Read the page - Enterprise platforms · Banking
Regulatory reporting system for banks
Custom regulatory reporting system for banks: governed data, report definitions, validation, ledger reconciliation, lineage and sign-off for supervisory returns.Read the page - Enterprise platforms · Banking
Financial controlling and management reporting system
Custom financial controlling and management reporting system: cost allocation, profitability, budgeting, close orchestration and one governed reporting layer.Read the page - AI/ML engineering · Governance
AI model risk management, validation and monitoring
AI model risk management for banks and regulated firms: model inventory, validation, monitoring, drift, fairness testing, GenAI evaluation and governance workflow.Read the page - Data engineering · Banking
Banking data warehouse and lakehouse
Banking data warehouse and lakehouse: governed ingestion from core and payments, domain models, lineage, masking, real-time features and regulatory-grade quality.Read the page - Data engineering · Banking
Risk data aggregation and lineage (BCBS 239)
Risk data aggregation and lineage for BCBS 239: data inventory, ownership, lineage, quality controls, reconciliation and risk reporting that supervisors can test.Read the page - Data engineering · Banking
Payments analytics and transaction reporting
Payments analytics and transaction reporting: live volumes and success rates, rejects analysis, fees, liquidity, client reports and data products.Read the page - Cloud and security · Banking
Core banking and payments cloud migration
Core banking and payments cloud migration: landing zone, workload assessment, phased migration, data residency, resilience, exit planning and supervisor engagement.Read the page - Cloud and security · Banking
PCI DSS 4.0 compliance engineering for payment systems
PCI DSS 4.0 compliance engineering for payment systems: scope reduction, segmentation, tokenisation, encryption, logging, MFA and evidence automation.Read the page - Cloud and security · Banking
DORA ICT risk and resilience engineering
DORA ICT risk and resilience engineering: risk framework, incident reporting, resilience testing including TLPT, third-party register and supervisory evidence.Read the page - Cloud and security · Banking
Cyber resilience engineering for banks
Cyber resilience engineering for banks: C-RAF support, detection engineering, intelligence-led testing, incident response, immutable backups and ransomware recovery.Read the page - Cloud and security · Banking
Disaster recovery and business continuity for financial systems
Disaster recovery and continuity for financial systems: recovery objectives, active-active and failover design, consistent replication and tested failover.Read the page - Cloud and security · Banking
Observability and SRE for transaction systems
Observability and SRE for transaction systems: service level objectives, tracing, business metrics, synthetic checks, alerting and release safety.Read the page
What enterprises in this sector usually need.
Lending and credit platforms
Application intake, credit workflow, collateral, servicing and collections for SME and commercial lending.Payment and transaction infrastructure
Payment hubs, ISO 20022 messaging, real-time payment connectivity and transaction monitoring.Reconciliation and ledgers
Matching engines and sub-ledgers that close the gap between payment rails, core banking and finance.Controlling and management reporting
Cost, margin and portfolio reporting built on one governed data layer instead of spreadsheets.Regulatory reporting
Returns and disclosures generated from data with lineage, with the audit trail attached.Resilience and security
Cloud, DevOps and security engineering for systems that must stay up and stay compliant.
Common questions.
- Do you replace our core banking system?
- No. Our systems sit beside the core and post to it through APIs, message queues or files. The core stays the book of record; we build the workflows, data layers and interfaces around it.
- Who owns the code?
- You do. The code, the data and any models stay yours, and the system runs in your own cloud account or data centre.
- Where do I start if the scope is not clear yet?
- With a short discovery: we map the process, the systems it touches and the controls it needs, then propose a first release. The requirements template on each page helps you collect the same information before the call.